Allstate Insurance is out with their annual safe driving study and Brampton maintains the 6th highest collision rate at 7.61 collisions per 100 cars. This is an increase of 9% since the previous study in 2015. The rate in Caledon rose 28% to 7.62 collisions per 100 cars catapulting car drivers there into spot #5 . The study was conducted in Ontario, Alberta, Nova Scotia and New Brunswick.
In October, a study released by Kanetix.ca ranked Brampton as tops in the province with the highest insurance rates at $2,268. Caledon has one of the lowest rates in the GTA at $1,164.
Brampton Car Insurance Rates by Postal Code:
Brampton L6A – $2,398
Brampton L6P – $2,398
Brampton L6R – $2,398
Brampton L6S – $2,186
Brampton L6T – $2,186
Brampton L6V – $2,221
Brampton L6W – $2,186
Brampton L6X – $2,253
Brampton L6Y – $2,253
Brampton L6Z – $2,211
Rates in areas South of Brampton
Mississauga – L4T – $1,998
Mississauga – L5T – $1,998
Mississauga – L5W – $1,998
Mississauga – L5N – $1,782
Rates in areas North of Brampton
Caledon – $1,164
Collision Rates
| Halifax | 7.90% | |
| Ajax | 7.77% | |
| North York | 7.67% | |
| Scarborough | 7.63% | |
| Caledon | 7.62% | Up 28% |
| Brampton | 7.61% | Up 9% |
| Toronto | 7.33% | |
| Milton | 7.26% | |
| Maple | 7.06% | |
| Pickering | 7.04% | |
| Woodbridge | 6.98% | |
| Guelph | 6.81% | |
| Mississauga | 6.76% | Up 7% |
| Etobicoke | 6.54% | |
| Hamilton | 6.51% | |
| Markham | 6.50% | |
| Kitchener | 6.04% | |
| Oakville | 5.98% | |
| Cambridge | 5.73% | |
| Waterloo | 5.66% | |
| Georgetown | 5.58% | |
| Burlington | 5.47% | |
| St. Catherines | 5.36% | |
| Niagara Falls | 5.21% |
ARC Insurance Brokers ranked and compared insurance premiums across Canada in 2014. It found that Ontario had the most expensive rates ($1,281 per year) in Canada with the highest frequency of claims, lawsuits and injuries and high levels of fraud and organized crime. Rates accounted for 4.5% of disposable income. At that time, Quebec’s system of public/private insurance was tops with an average annual premium of $642 per year.
